2004 Feature Index

December

December 27 - Federal Reserve Studies Confirm Electronic Payments Exceed Check Payments for the First Time, 2004 Federal Reserve Payments Study
December 20 - Bank and Thrift Income Rebounds to New Record in Third Quarter of 2004, FDIC Quarterly Banking Profile, Released November 23, 2004
December 13 - The FDIC Reports on the Outlook for the U.S. Consumer Sector in 2005: Trends in Spending and Lending; FDIC Outlook
December 6 - Contributory Claims Under the UCC: A Valuable Defense to Forgery Claims, by Mary Ellen Orvis

November 29 - Employment Retaliation Claims Increase By Bob McComas
November 22 - Meeting the Financial Service Needs of Mexican Immigrants: An Introduction, Part II, by Scott H. Kimpel, Ann Baddour and Rebecca Lightsey
November 15 - Meeting the Financial Service Needs of Mexican Immigrants: An Introduction, Part I, by Scott H. Kimpel, Ann Baddour and Rebecca Lightsey
November 8 - ICBA Survey Shows Shift in TEchnology Priorities for Community Bankers
November 1 - Insurance Premiums Sold by Banks Reach an Estimated $78 Billion, News Release by: American Bankers Insurance Association

October 25 - Bank and Thrift Earnings Just Below Record Level in Second Quarter, Press Release from FDIC
October 18 - New Focus Bringing More Enforcement Actions, by Matt Schriner
October 11 - FDIC Addresses Achilles Heel of Instant Messenging, by David Culbertson
October 4 - Supreme Court Upholds Bank's Right to Collect Debt, by Patrick J. Neligan

September 27 - The Truth About CRA, by the Independent Community Bankers of America
September 20 - An Image of the Future: Banks Can Use Check Image Technology in Ways Far Beyond Bank-to-bank Image Exchange, by Karl Pezdirtz
September 13 - ABA Survey Shows Profit Increase at Most Banks’ Retail Investment Sales Programs
September 6 - Safe Deposit Box Relocations Provoke Lawsuits, by David P. McGuinn

August 30 - FDIC Joins OTS Proposal to Provide Regulatory Burden Relief
August 23 - Banking Regulatory Issues
August 16 - Texas Banking Commentary: C is for Competition, by Scott Alaniz, CFA
August 9 - Annunzio-Wylie Act Provides Safe Harbor for Banks, by Patrick J. Neligan
August 2 - Banks Stalled in Sales of Broader Range of Financial Services, Survey Finds. By NewGround Resources Inc.

July 26 - Agencies Issue Proposed Rule on Affiliate Marketing Opt Outs, Joint Press Release issued by The Federal Reserve Board
July 19 - Hackers and Check Imaging Systems, by Wayne Barnett
July 12 - Economists See Moderate Trend for Inflation and Interest Rates, by ABA
July 5 - FDIC-Insured Institutions Report Record First Quarter 2004 Earnings

June 28 - Eleventh Annual Survey of Community Bank Executives, by Grant Thornton
June 21 - New Overtime Regulations Released, by Bob McComas
June 14 - ABA Chairman Fergeson Urges Bush, Kerry to Re-examine CU Positions
June 7 - Devising a Check Image Exchange Strategy for Your Bank? Don't Overlook the Importance of Image Quality, by Karl Pezdirtz

May 31 - Federal Reserve Banks Launch Check 21 Product Suite
May 24 - Department of Labor Issues Revisions to White-Collar Employee Exemptions, by Bob McComas
May 17 - Supreme Court Upholds Reg Z's Treatment of Overlimit Fees as Non-Finance Charges, by Jerry G. Sanchez
May 10 - Know Your Customer Relationship, Part II, by Patrick J. Neligan
May 3 - Know Your Customer Relationship, Part I, by Patrick J. Neligan

April 26 - Increased Popularity; Increased Opportunity for Fraud, by Larry Moore
April 19 - Corporate Governance of Bank Boards, by Patrick J. Neligan
April 12 - Loan Document Imaging- Pros and Cons from a User’s Perspective, by Steve Roberts
April 5 - Decision to Withdraw Proposed RESPA Amendments Applauded, News Release from IBAT

March 29 - New Privacy Rule for Health Care Affects Employers, by Bob McComas
March 22 - FDIC-Insured Institutions Report Quarterly, Annual Earnings Records at Year-End 2003
March 15 - Revisiting the Texas Deceptive Trade Practices Act The Borrower As a Consumer, by Patrick J, Neligan
March 8 - Spend Wisely, But Do Spend, by Wayne Barnett
March 1 - ABA Survey Shows Community Banks Bracing for Rate Increases, Expanding Sources of Income

February 23 - Health Savings Accounts as Tax Savings and a New Product, by Pamela Smith Baker, Ph.D., CPA
February 16 - Allowance for Credit Losses, bAmerican Institute of Certified Public Accountants
February 9 - FDIC Approves Notice of Proposed Rulemaking Regarding the Community Reinvestment Act of 1977
February 2 - Bank Economists Remain Confident in Strong Growth for 2004, by the American Bankers Association Economic Advisory Committee

January 26 - The Importance of Non-exclusive Alternative Remedies in Borrowing Agreements, by Patrick J. Neligan
January 19 - Number of Financial Institutions Making S Corporation Conversion on the Rise
January 12 - US Supremem Court Expands Powers of State Banks, by Patrick J. Neligan
January 5 - Lending Climate in America Quarterly Survey, 4th Quarter 2003

This page was last updated on 1/2/06