Espinosa Appointed to Lead American Bank’s Community Development Team

Corpus Christi-based American Bank announced that it has promoted Monique Espinosa to community development manager. In this newly created position, she will lead the bank’s community development team and be responsible for engaging with current and prospective clients throughout the bank’s South and Central Texas markets. She’ll also have responsibility for strategic initiatives related to … Read more

Ozona Bank Hires Babb, Promotes Ritchie and Bolanos

Ozona Bank recently announced two promotions and a new hire. Regan Ritchie has been promoted to vice president/compliance officer. She will also serve as CRA officer and Safe Act officer. Ritchie began her career with Ozona Bank in 2008 as a teller and has served in numerous positions. Yessica Bolanos has been promoted to assistant … Read more

The State of Play with CRA

If COVID-19 and an economic recession are not enough for you to deal with, here’s another regulatory issue that continues to loom over all banks—the Community Reinvestment Act. CRA Exams. First, CRA examinations and release of exam results continue. Lists of banks up for their exam are posted. These should be “virtual” exams in keeping … Read more