What Kind of Banks Do We Need?

By Kyle Irwin, Christopher Williston VI The recent failures of Silicon Valley Bank and Signature Bank have raised important questions. The American public is rightly asking, “What happened to these banks?” “Why are we bailing out these banks’ depositors?” and, “Is my money safe?” Hidden in the debate and sensationalist reporting over the past two … Read more

Stacking the Deck: Secrets of High-Performing Banks

By Sean C. Payant, Ph.D. Many bank executives spend considerable time thinking about strategies to improve overall profitability and create sustainable growth. According to what is conveyed in banking industry publications and gleaned at trade shows and conferences, the industry’s best practices generally focus on strategies to cut expenses—using technology, looking at staffing levels, increasing … Read more

Texas Bankers Hall of Fame Announces 2023 Inductees

On January 2, the Texas Bankers Hall of Fame announced its 2023 inductees who will be honored at the 10th Annual Texas Bankers Hall of Fame Gala, April 27 on the campus of Sam Houston State University in Huntsville. Five iconic bankers—Kenneth L. Burgess Jr., Ron Butler, James D. Goudge, J. Pat Parsons and the late … Read more

The Battle for Deposits is Heating Up: Are You Ready?

By ACHIM GRIESEL and DR. SEAN PAYANT Core deposits, especially low-cost core deposits, have long been the key driver for franchise value in the financial services industry. That said, with the start of the pandemic and the ensuing influx of cash from stimulus checks and increased personal saving rates, financial institutions saw so much excess … Read more

Bankers Helping Bankers Announces Launch of Venture Capital Fund

On July 12, Bankers Helping Bankers (BHB) announced the launch of the Bankers Helping Bankers Fund (BHB Fund), a fintech venture capital fund managed by Latitude38 Venture Partners. The fund will support community bankers’ engagement with emerging technology providers to meet the future needs of customers and navigate the rapidly changing landscape of financial technology. It’s … Read more

Texas Banking Associations Join Efforts in Soliciting Donations in Support of Uvalde

In the wake of the recent tragic events at the Robb Elementary School in Uvalde, bankers in the Lone Star State and across America are committed to supporting the families of victims, as well as impacted educators and first responders. The Texas Bankers Association and Independent Bankers Association of Texas have united to provide support … Read more

Texas Bankers Hall of Fame Announces 2022 Honorees

The Texas Bankers Hall of Fame will induct its 2022 honorees at the Ninth Annual Texas Bankers Hall of Fame Gala on April 28 on the campus of Sam Houston State University in Huntsville. Five iconic bankers—James D. “Jay” Dreibelbis, the late Robert Griffith “Bob” Greer, W. Wes Hoskins, Ben Morgan and R. Michael Rigby—will … Read more

A Comment on Implementing Section 1071 of the Dodd-Frank Act

BAILEY ALLEN, PhD Student, Rawls College of Business, Texas Tech University MIKE MAULDIN, Director of the Excellence in Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University The Dodd-Frank Wall Street Reform and Consumer Protection Act (hereafter, Dodd-Frank Act) was created—according to the first paragraph of the act itself: “To … Read more

Community Bankers Explore the Basics of Cryptocurrencies

In early December, Bankers Helping Bankers hosted its first event for community bankers throughout the country since the platform launched in October. The hour-long educational session featured Ben Soppitt, CEO of Unifimoney, a cryptocurrency trading application, in conversation with Independent Bankers Association of Texas President and CEO Christopher Williston about the basics of cryptocurrencies and … Read more